Filing for bankruptcy is a complicated, often discouraging process. First you were overwhelmed by debt, and now you are attempting to navigate procedures governed by confusing federal bankruptcy guidelines and requirements. In addition to hiring a great lawyer, downloading these apps to your smartphone can help you through this difficult time. And the best part? They’re totally free.
FRBP: Federal Rules of Bankruptcy Procedure
This app gives you access to the full list of rules governing bankruptcy procedure. If there’s a law you don’t understand, you can reread it with just a tap of your finger. The search function is easy to use, and helps you quickly locate the information you need. The app also provides in-text highlighting, so you can highlight and save parts of the text that are important to your case. The FRBP app, available in the App Store, is compatible with iPhone, iPad, and iPod Touch, and requires iOS 5.0 or later.
The Credit Karma Inc. mobile app is a must-have if you are concerned about the impact your financial troubles have had on your credit score. After downloading the free app, you get instant access to your credit score, as well as on-the-go credit monitoring. The app will notify you of any big changes on your credit report, and give you advice for improving your score. The Credit Karma app, available in the App Store, is compatible with iPhone, iPad, and iPod Touch, and requires iOS 6.0 or later.
This credit-monitoring app is similar to Credit Karma, and slightly less popular, but it provides some additional features that will help you understand how you got into debt, and allow you to watch as you get your financial life back on track. Credit Sesame allows you to see your Experian credit score, and gives you insights and advice for positively impacting your credit report. The app also allows you to see the full history of your credit report, so you can see how big life events impacted your score, and better understand the full scope of your financial life. The Credit Sesame app, available in the App Store, is compatible with iPhone, iPad, and iPod Touch, and requires iOS 5.1 or later.
The most important thing you need to do when considering filing for bankruptcy protection is to contact an experienced NJ bankruptcy lawyer who can explain your rights and help you file correctly. Contact Garland & Mason, L.L.C. for a consultation about your case.