Tag Archives: Manalapan

5 Reasons You Need a Lawyer for Bankruptcy

Some people view bankruptcy as the end, but you should view it as a new beginning. When debt becomes unmanageable, contacting a lawyer for bankruptcy is important. A bankruptcy lawyer can help you compare your options and find out if you qualify for this type of relief. Many people who delve into the benefits of bankruptcy wonder if they actually need a lawyer. After all, if you are pursuing this option due to financial stress, the cost of hiring a lawyer could seem unnecessary. There are several reasons that hiring an attorney can actually minimize your stress, expenses, and time spent on this process. Reason #1: Proper Paperwork and Deadlines People who file bankruptcy for the first time may be shocked by how much legal paperwork bankruptcy requires. Be prepared to fill out the same information in different ways many times before your discharge is granted. Each of these documents…
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What are Common Rental Scam Red Flags?

Scammers are constantly on the lookout for targets who are looking to rent residential properties or who are in the process of moving. In New Jersey and elsewhere, scammers could walk away with thousands of dollars of your hard-earned money if you are not careful. Fortunately, many rental scams have common factors that can make them easy to identify. Rental scam red flags may include: The scammer says they cannot meet with you. Scammers may claim they are out of the country or cannot meet for some other reason. Never rent a property without meeting the landlord first. The property listing is vague. Be on the lookout for real estate ads with vague descriptions of the property. This could signal that the person has not seen or been to the apartment or house. You are asked to pay without having met someone or seeing the property. The scammer may demand…
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Should I File for Bankruptcy for Medical Bills?

A story involving a $17,000 post-surgery drug test has made headlines across the country. The story involves a 30-year-old Texas State University student who was billed $17,000 after she took a drug test to show that she was not abusing her pain medication. According to the woman, the laboratory that conducted the testing was out-of-network and billed her excessively for the services she received. Out-of-network hospital bills have become a major financial problem for millions of Americans. Even in cases where you do have insurance and select a hospital that is covered by your insurance, certain specialists or employees may not be covered. You could be stuck paying the remainder of what your insurance will not cover, if it covers anything at all. Many people have filed for bankruptcy to discharge medical bills. Whether you should file for bankruptcy on your medical bills would depend on the circumstances. You could…
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Five Employee Issues Where You Should Consult with a Business Attorney

Last week’s blog talked about the different ways your business could face an employment lawsuit. More can be said about the types of employment issues that could lead to these lawsuits. There are situations where you should consider consulting with a business attorney. These situations may include when: You are hiring independent contractors. An attorney could help keep you out of hot water if you are planning to use independent contractors. There are specific rules that apply to how independent contractors are classified and treated. You would also want to draw up a contract that states the terms of the work agreement. You are hiring or firing employees: Businesses may face discrimination lawsuits from former employees or jobseekers. You could consult with an attorney before hiring or firing employees. An attorney could advise you one which mistakes you should avoid during the process. You are creating employment policies: Many businesses…
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Could My Business Face an Employment Lawsuit?

Thousands of employment lawsuits are filed against businesses each year. These are lawsuits that may cover discrimination, harassment, wage and employment classification claims. You may have even heard of several high-profile employment lawsuits. For instance, Google was recently sued over allegations that it discriminated against older job applicants. Uber was sued by female employees who alleged they were paid less and given fewer benefits than male employees. Employment lawsuits may not only be financially costly for your business, but they can also hurt its reputation. Press outlets may sometimes pick up stories of workplace discrimination because they make for attractive headlines. Lawsuits may allege that your business is guilty of sexual harassment, discrimination or retaliation. Your business could also be accused of misclassifying workers as independent contractors. These are just a few examples. Whether your business could face a lawsuit would depend on the circumstances and type of complaint. In…
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